VISA Classic
As low as
9.50%* APR**
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VISA CREDIT CARD
A locally supported card with practical features and secure controls.
A card supported close to home.
Explore VISA Platinum and Classic options, rewards, everyday flexibility, and local assistance.
VISA Platinum
As low as
13.50%* APR**
*Subject to credit approval; all may not qualify. Rates and terms may vary depending on individual credit history and underwriting factors; market conditions or other business factors; all loan programs, rates, terms, and conditions subject to change at any time without notice.
**APR = Annual Percentage Rate: The rate of interest charged on borrowing expressed as a yearly rate. APR is calculated by taking into account additional costs such as processing or closing fees in addition to the interest rate.
LOCAL LENDING
Earn Rewards With a VISA Platinum Card
Our VISA Platinum Card includes ScoreCard Rewards, so your daily purchases turn into points for brand-name merchandise, travel, gift cards, and more. You earn points every time you swipe and can use them on things you want or need. So, whether planning a trip or picking out a new grill, your VISA ScoreCard Rewards help stretch your dollars. It fits naturally into your daily life without changing how you spend. Here are the benefits you get:
Enjoy a High Credit Limit
A VISA Platinum Card offers up to $30,000 for larger purchases and more financial flexibility. A higher credit limit gives you more freedom.
Bonus Points Program
Earn points for travel, gifts, and services whenever you use your VISA Platinum Card. The Bonus Points Program rewards you for making purchases.
Car Rental Discounts
You can save up to 25% when renting from participating car rental companies. The VISA Platinum Card helps you keep moving while saving money.
No Annual or Application Fees
Keep more of your money without paying hidden charges or extra costs. You won’t pay annual or application fees with your VISA Platinum Card.
Worldwide Acceptance
Enjoy the freedom of shopping anywhere the VISA logo is displayed, whether across town or around the globe. Your card unlocks worldwide acceptance.
25-Day Grace Period
You won’t pay any interest on new purchases when you pay your balance in full each month. Rest easy knowing you can spend without interest charges.
EXPLORE YOUR OPTIONS
VISA Classic Credit Card for Daily Use
Our VISA Classic Credit Card helps you meet your everyday financial needs. Use it worldwide wherever VISA is accepted and enjoy a credit limit up to $7,500 with no annual or application fees. You can also benefit from a 25-day purchase grace period and get up to $250,000 in life insurance when purchasing standard carrier tickets. The VISA Classic Card gives you flexibility, savings, and global access with great features and no extra costs.
EXPLORE YOUR OPTIONS
Manage Expenses With a VISA Credit Card
U.P. State Credit Union gives you a simple way to manage purchases, track spending, and earn rewards with a VISA Credit Card in the Upper Peninsula of Michigan. With competitive rates and no annual fee, it’s a smart option for groceries, gas, travel, online shopping, and more. You can keep things easy with one monthly payment, including support from a local team. Learn more about how a VISA Credit Card can help you manage your expenses.
Urgent card support
Lost or stolen cards
For a lost or stolen debit or credit card, use the dedicated support number below and refer to the credit union as U.P. State CU.
Debit card
888-241-2510Credit card
800-325-3678For local support during business hours, call 906-786-1146.
