SERVING THE UPPER PENINSULA SINCE 1955
BANKING BUILT AROUND LIFE IN THE U.P.
Member-owned banking, local guidance, and financial tools built for the way life works here.
WHAT’S NEXT FOR YOU?
MOVE FORWARD WITH LOCAL SUPPORT
Explore financing, pre-approval, outdoor lending, and mobile account access.
PHONE CALL SCAM
PROTECT YOUR CARD INFORMATION
Members have reported instances of someone calling them stating they work for UPSCU and that the member’s card is compromised. The caller asks for the member’s card information: card number, PIN, and 3-digit code. These calls are scams!
We will never call you and ask for your card information.
Scammers use “spoofing” to make it look like the credit union is calling. If you believe you are talking to a scammer, hang up and call us directly at 906-786-1146.
MEMBER OWNED & U.P. PROUD
A LOCAL CREDIT UNION YOU CAN TRUST
Friendly service and helpful financial tools for people who live, work, or worship across Michigan’s Upper Peninsula.
U.P. State Credit Union serves people who live, work, or worship across the Upper Peninsula of Michigan. Our credit union supports members with friendly service and helpful financial tools to help them make the most of their money. From savings options to personal loans, we offer services that match your goals and value your time. So, whether you grew up here, just arrived, or returned to stay, you’ll find a team that treats you like family.
71
YEARS SERVING THE U.P.
6
LOCAL BRANCHES
100%
MEMBER-OWNED
SIX COMMUNITIES. ONE CREDIT UNION.
BRANCHES THAT FEEL LIKE YOUR HOMETOWN
Local teams, familiar communities, and service that feels personal.
Each U.P. State Credit Union branch reflects the community around it. Our team members live in the same towns as you. Some of us grew up here, and others found their home in the U.P. We all share pride in where we live and who we serve. As a member, you’re part of something local and lasting, and you can enjoy honest, fair, and friendly service. That’s why so many people trust us to be their financial service provider.
WHAT YOU CAN EXPECT
COMPREHENSIVE SUPPORT YOU CAN TRUST
Friendly service, local care, and practical expertise for loans, accounts, resources, and everyday banking.
We support our members with lending options, easy-to-use accounts, and helpful insights for smart financial choices, offering friendly service and local care at every step. Whether you need a loan, want to open an account, or have questions about your money, we’re here to help. We’re proud to offer service and expertise you can trust across the Upper Peninsula.
01
Loans
Our loans offer competitive rates and flexible terms. From home and vehicle loans to HELOC, we’re here to help you apply for the funding you need.
02
Accounts
We provide easy-to-use personal and business accounts. Our financial experts can also help you choose the right investment options for your future.
03
Resources
When you become a member, you can take advantage of our offers and promotions. You can also learn how we make an impact on our communities.
04
Services
Our friendly staff is here to assist with your account. We can help you access your account, explain our online services, and answer questions.