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FEE SCHEDULE

A consolidated view of current account and service fees.

CURRENT MEMBER FEES

FEES WITHOUT THE FINE-PRINT MAZE

Common service, account, transfer, and card fees organized for quick comparison.

EFFECTIVE SEPTEMBER 24, 2026

Approved by the Board of Directors at its regularly scheduled monthly meeting on September 23, 2026.

EVERYDAY SERVICES

Money Order (up to $1,000)

$1.00

Corporate Check

$2.00

Statement Copy Over 2 Months Old

$2.00

ATM/Debit Card Replacement

$10.00

Account Research

$25.00

Per hour (Minimum Charge $25.00)

ACCOUNT MAINTENANCE

Dormant Account

$10.00/month

No activity previous 12 months

Courtesy Pay per Check

$25.00

Daily Maximum

$75.00

Non-Sufficient Funds

$25.00

Daily Maximum

$75.00

Checks for Members 62 & Over

No Charge

Invalid Address

$5.00/month

PAYMENTS & TRANSFERS

Stop Payment Order

$15.00

ACH Stop Payment

$15.00

Domestic Wire Transfer

$20.00

International Wire Transfer

$50.00

For Business Accounts Only

LENDING, CARDS & CHECKS

Consumer Loan Origination

$30.00

Everyday Spend Card

$10.00

VISA Gift Card

$5.00

VISA Travel Card

$10.00

Reload Travel Card

$2.00

Starter Checks Per Sheet

$4.00

LEGAL PROCESSING

Legal Processing

$25.00

FEE DISCLOSURE

This Fee Disclosure sets forth current conditions, rates, fees, and other charges applicable to your Share, Savings, Checking, and Certificate Accounts at U.P. State Credit Union. The Credit Union may offer other rates and fees or amend the rate and fees contained in this schedule at any time. Each account holder agrees to the terms set forth here and acknowledges that it is part of the Membership approved by the Board of Directors at a regularly scheduled monthly board meeting on September 23, 2026. This Schedule is effective September 24, 2026.

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