Personal Accounts

What Do Our Personal Accounts Offer?

U.P. State Credit Union offers personal banking services built for everyday Upper Peninsula life. Open individual or joint accounts with access to savings accounts, rewards savings accounts, and easy-to-use debit cards. We help you manage money solo or share funds. If your card is lost or stolen, our friendly team is ready to help you protect your account and get a replacement fast. Here’s an overview of our personal account services:

Savings Accounts for Secure Growth

Savings accounts at U.P. State Credit Union offer secure growth, easy access, and steady interest to help you reach your financial goals faster.

Benefit From Rewards Savings Accounts

A Rewards Savings Account has higher interest rates for meeting simple goals. You can quickly grow your savings while keeping your money secure.

Debit Cards for Easy Money Access

A debit card linked to your account offers easy, secure access to your money for everyday purchases, ATM use, and online shopping convenience.

Individual Accounts for Your Needs

Individual accounts give you control of your money with secure access, flexible features, and personalized service to meet your financial needs.

Joint Accounts to Share Expenses

Joint accounts make it easy to manage shared finances with secure access, combined funds, and convenient tools for couples, families, or partners.

Download our App

Our mobile app makes it safe and convenient to stay connected to your finances. Download and install the app by searching “U.P. State Credit Union” in your app store.

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Save More With Our Savings Accounts

We can help you build your future with a savings account from U.P. State Credit Union. Our standard savings accounts help you grow your money without paying monthly fees. If you want more value, our Rewards Savings Accounts offer extra earning power to help your balance grow faster. So, whether you're saving funds for a trip, a snowmobile, or a rainy day, we make it simple to stay on track and confidently reach your financial goals.
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Personal Accounts for Your Money Goals

U.P. State Credit Union provides flexible options and local support with personal accounts in the Upper Peninsula of Michigan. Your life in the Upper Peninsula deserves a personal account that works hard for you. From opening your first savings account to managing everyday spending with a debit card, we’re here to help you choose the best option. Trust our practical advice that makes the most of your money, no matter your individual goals.
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Secure, Easy Access When You Need It

Use online banking and mobile tools to check balances, transfer funds, or manage your account from anywhere in the U.P. or beyond. Set alerts, pay bills, or schedule transfers with a few taps or clicks. We make it simple to keep track of your money, whether in town or out in the woods. Our members rely on these tools daily to manage their accounts, and you can too. If you need help, contact any of our offices across the Upper Peninsula.

Download Our App

Our mobile app makes it safe and convenient to stay connected to your finances. No matter the time of day, you can check your balances, transfer money, or make a payment from your phone. You can now even deposit checks by simply taking a picture and submitting it! Download and install the app by searching “U.P. State Credit Union” in your app store.
  • Mobile Check Deposit
  • Check your balances
  • Monitor account activity
  • Make loan payments
  • Online bill pay
  • Transfer funds

Online banking is required to use Mobile Banking. Speak with one of our friendly Member Service Representatives to get started. Already signed up for Online Banking? All you need to do is download the app and sign in!

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Serving the 906