HELOC

A Simple Process for Excellent Rates

We offer competitive Home Equity Line of Credit rates with terms that meet your budget. Our application process for a home equity line of credit is simple, and we’re ready to help you with paperwork, answer your questions, and keep the process moving.

Flexible Funding for Everyday Expenses

A HELOC helps you use your home’s value to borrow what you need when you need it. You can utilize funds during your draw period and only pay interest on the amount you use. So, whether you’re planning a big project or need to pay for school, a HELOC gives you the freedom to do it your way. Plus, as you repay your balance, your credit line becomes available again. It works like a credit card but with better rates and more borrowing power.

Leverage Your Home Value With a HELOC

U.P. State Credit Union offers competitive rates, local service, and quick decisions with a HELOC in the Upper Peninsula of Michigan. A Home Equity Line of Credit (HELOC) lets you use your home’s value to pay for what matters most. You can fix your kitchen, build a deck, pay college tuition, or cover surprise expenses with flexible access to cash when needed. Our team is here to help you borrow smarter, so contact us today to learn more.
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We Can Help Uncover Your Possibilities

Every home is different, and every plan is personal, so U.P. State Credit Union has an option for your financial goals and timeline with a HELOC in the Upper Peninsula of Michigan. We’ll help you get the most from your home equity, whether completing renovations, sending your child to college, or buying a car. We’re proud to serve our members across the Upper Peninsula. Stop by your nearest branch or contact us to see what your home can do.
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Serving the 906