Business Accounts

Choose the Account That Fits Your Needs

We offer two business account options: dividend-earning business accounts and non-interest-bearing accounts. Want to earn on your balance? Choose the dividend option. Want a simple structure with no interest tracking? Go with non-interest. Our knowledgeable representatives will help you compare the benefits to make the right choice for your business, club, or nonprofit organization. Then, we set your account up with precisely what you need.

Dividend-Earning Business Accounts

Dividend-earning business accounts grow your funds while you manage expenses, offering steady returns and helpful features for your operations.

Non-Interest-Bearing Accounts

No minimum balance, no monthly fees, easy access to funds, no reporting interest income to the IRS.

MasterCard Debit Cards and Courtesy Pay

Every business account includes a MasterCard Debit Card. Use it anywhere, with Courtesy Pay, to cover shortfalls and keep your business moving.

Access to Home Banking Features

Business accounts include access to home banking tools. They help you manage funds, view transactions, and pay bills securely from anywhere.

Online Bill Payment Options

Business accounts offer online bill payment, making it easy to schedule, track, and manage payments securely from your computer or mobile device.

Specialized Business Checks

You get secure, professional payment options for your company’s needs with specialized checks. They offer custom features for easy recordkeeping.

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No Hidden Fees or Extra Charges

Our business accounts work like personal checking accounts with straightforward and cost-effective features. You won’t find extra monthly fees or hidden charges here, just practical business banking solutions. Your business earns the same trust and transparency as every credit union member. We help you keep your operations running smoothly without worrying about extra costs. It’s banking that keeps more money in your business.
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Practical Business Banking Solutions

U.P. State Credit Union helps you meet your company’s needs with our business accounts in the Upper Peninsula of Michigan. We support businesses of all sizes across the Upper Peninsula with simple, business-tailored options and friendly, knowledgeable service. So, whether you run a small shop, a community group, or a large operation, your account includes the tools to manage your money easily. Learn more about our business account benefits.

Local Support For Your Business Goals

Our staff lives in the same communities you serve, so we know the pace of business in the U.P. because we’re part of it, too. Each branch location shares the mission of supporting our members, including local businesses, with utmost care and confidence. So, we're here to offer help choosing an account type, ordering business checks, or setting up online tools. Call us or visit one of our branches to learn more about our business accounts.
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Serving the 906