UP State Credit Union Home

Visa Cards

VISA Classic Credit Card

U.P. State Credit Union offers two great VISA cards to our members to ensure we fit each person with the card that best suits each individual. Here’s a quick list of features for our Classic Card:

  • Competitive 13.5% APR (Annual Percentage Rate)
  • Accepted at over 9 million locations worldwide
  • Credit line up to $5000.00 available
  • No annual fees
  • Up to $250,000 of life insurance when you purchase common carrier tickets
  • Make purchases at merchants worldwide displaying VISA logo
  • 25-day grace period on purchases
  • Transfer balances from higher rate cards easily!
  • No Application fee

VISA Platinum Preferred

Our premium card, the VISA Platinum, offers almost identical benefits and much more. The main difference is that the Platinum card offers a credit limit up to $10,000.

U.P. State Credit Union’s Platinum Preferred Visa has a low 9.5% fixed APR (Annual Percentage Rate).

The following offers a brief list of features:

  • Travel accident insurance up to $1,000,000.00
  • Up to 25% discount on car rentals
  • No annual fees
  • Make purchases at merchants worldwide displaying VISA logo
  • 25-day grace period on purchases
  • Free travel Concierge Service
  • Earn Bonus Points that can be used for travel, gifts and other services!
  • Plus much more!

Lost or Stolen Cards

Lost or stolen

VISA cards

1-800-828-3901


International call collect 410-581-9994

Hours & Locatios Home Privacy & Security Statement Disclosures Online Bill Pay Financial Resource Center Visa Surcharge-Free ATMs Liberty Check