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The savings account is where a great relationship begins at U.P. State Credit Union. An initial deposit of just $5.00 makes you a member and opens your window of great savings opportunities.As a member, you become an owner of the Credit Union and receive access to all of our great personalized services.  In addition, you receive voting rights that give you the opportunity to help choose the leadership of our Credit Union.

U.P. State Credit Union offers many savings opportunities at highly competitive rates.  Whether you have a basic savings account or various levels of Money Markets and Certificates of Deposit, your money will grow when you save with us.
Click here for current rates.

The basic savings accounts earn interest paid and compounded each quarter. Total savings are federally insured up to $250,000.00 per account by the National Credit Union Association (NCUA), a government agency.

Christmas & Vacation Clubs

You know how tough it is just to find the right gift, let alone finding something for everyone without overspending.  Wouldn't it be nice to go on vacation and not have to think twice about pampering yourself or taking advantage of a spur of the moment adventure?  With Christmas and Vacation Club Accounts, you can put a little money away every week, bi-weekly, or monthly and have a nice nest egg built by the start of the shopping season or when you're ready to hit the road.  Christmas and Vacations Clubs at U.P. State Credit Union is a great way to develop the habit of saving a little so you're well prepared for shopping, vacationing, or both!

You can open the account at any time and the balance (plus dividends) will be available whenever you are ready to withdraw or transfer the funds.

Contact us for more information about either account!  

Money Market Savings

U.P. State Credit Union’s Money Market Savings Account is a savings option that offers you higher interest than traditional savings and is as easily accessible to transfer into a checking account. With both Internet-based and traditional accessibility options available, you can customize your Money Market Savings to suit your financial needs.

Member Rewards Savings

U.P. State Credit Union offers a Member Rewards Savings Account for members who are looking to earn a higher yield on their savings account while utilizing our checking account as well. Based on how much you keep in your savings account, and you are actively using our checking account, you will be entitled to other great services like free checks, money orders, cashiers checks, and gift cards along with earning highly competitive rates on your savings account.

MEMBERS® Auto and Homeowners Program

Insurance can sometimes be difficult to understand.  That is why U.P. State Credit Union, an organization you know and trust with you and your family's financial products and services, has teamed up with a dedicated team of insurance professionals to bring you MEMBERS Auto and Homeowners Insurance Program.

  • MEMBERS® Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
  • Convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24-hours a day.
  • Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.

MEMBERS® Auto and Homeowners Program

The MEMBERS® Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

National Credit Union Administration Equal Housing Lender
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act