Rates
Loan Rates
| Mortgages & Home Equity Rates | ||
| Effective Date: October 1st, 2009 | ||
| Name | Term | APR* |
| Mortgage: 5 Year Balloon | 60 Months | As Low As 6.95% |
| Fixed Rate Mortgage | 15, 20, 30 Year | Call For Rates |
| Home Equity Line of Credit | 240 Months | As Low As 3.00% |
| Fixed Rate Home Equity Loan | 96 months | As Low As 6.95% |
| Mobile Home Loan: 5 Year Balloon | 120 months | 7.95% |
| Mobile Home Loan (Fixed Rate) | 120 months | 9.50% |
| *APR = Annual Percentage Rate. Current loan rates are based on certain factors such as credit worthiness, account relationships, loan types and loan to value ratios. Please contact our loan department for more details. | ||
| Secured & Unsecured Loan Rates | ||
| Effective Date: October 1st, 2009 | ||
| Name | Term | Rate |
| Vehicle Loans | Up to 36 months | *As low as 5.45% |
| Up to 60 months | *As low as 5.95% | |
| Up to 72 months | *As low as 6.45% | |
| Snowmobile, ATV, Watercraft, Tractor | Up to 60 months | *As low as 6.45% |
| Unsecured Revolving Line of Credit | Up to 42 months | *As low as 5.00% |
| *APR = Annual Percentage Rate. Current loan rates are based on certain factors such as credit worthiness, account relationships, loan types and loan to value ratios. Please contact our loan department for more details. | ||
Share and Certificate Rates
| Share Rates | ||
| Effective Date: January 1st, 2010 | ||
| Name | Rate | APY |
| Regular Shares | 0.25% | 0.25% |
| Checking | 0.10% | 0.10% |
| Christmas Club | 0.25% | 0.25% |
| IRAs | 1.25% | 1.25% |
| Money Market Account | Up to $10,000 | 0.25% |
| $10,001 TO $25,000 | 0.50% | |
| $25,001 TO $50,000 | 0.75% | |
| OVER $50,000 | 1.00% | |
| Member Rewards | UP TO 2500.00 | 0.25% |
| $2501 TO $9999 | 0.50% | |
| $10000 AND HIGHER | 0.75% | |
| IRA Rates | ||
| Effective Date: January 1st, 2010 | ||
| Name | Rate | APY |
| IRAs | 1.25% | 1.25% |
| Certificate Rates | ||
| Effective Date: March 9th, 2010 | ||
| Term | Rate | APY |
| 6 Month Certificate | 1.00% | 1.00% |
| 1 Year Certificate | 1.25% | 1.26% |
| 2 Year Certificate | 1.50% | 1.51% |
| 3 Year Certificate | 1.75% | 1.76% |
